Mogeni, O., & Geoffrey Mouni, D. G. (2015). FACTORS AFFECTING ACCESSIBILITY TO FINANCE BY SMALL AND MICRO ENTERPRISES IN ONGATA RONGAI. IJRDO-Journal of Agriculture and Research (ISSN: 2455-7668), 1(6), 01-15. https://doi.org/10.53555/ar.v1i6.1756